Article 1 (Purpose of Collection and Use of Personal Information)

Personal information is collected for the performance of BANA operations and service provision, and is not used for purposes other than the purpose, and if the purpose of use changes, necessary measures such as obtaining separate consent will be implemented.

Article 2 (Use of Collected Personal Information)

1. Personal information is used for user protection and service operation, such as restriction measures against members who violate the BANA terms of use, prevention and sanctions against acts that interfere with the smooth operation of the service including fraudulent use, prevention of account theft and fraudulent transactions, delivery of notices such as terms revision, record preservation for dispute mediation, and complaint handling.
2. Personal information is used for member management such as confirmation of intention to sign up, age verification and consent of legal representative, identity verification of user and legal representative, user identification, and confirmation of intention to Account deletion terms.

Article 3 (Retention Period of Personal Information)

In principle, the company destroys the user's personal information without delay when the user withdraws membership. However, if separate consent is obtained from the user regarding the retention period of personal information, or if laws impose an obligation to retain information for a certain period, the personal information will be safely stored during that period. If consent is obtained from the user regarding the retention period of personal information at the time of membership registration or service subscription, it is as follows. - Identity verification for BANA service provision Telecommunication company information: Stored for 1 year from the time of collection

Article 4 [Right to Refuse Consent to Collection and Use of Personal Information]

The user has the right to refuse consent to the collection and use of personal information. If you refuse consent to the collection and use of the minimum personal information collected at the time of membership registration, that is, required items, membership registration may be difficult.